Czech ACM Student Chapter
Czech Technical University in Prague
Charles University in Prague
Technical University of Ostrava
acm
ˇ a
Slovak University of Technology
Pavol Jozef Saf´rik University in Koˇice
s
cz
ˇ
University of Zilina
Masaryk University
Matej Bel University in Bansk´ Bystrica
a
University of West Bohemia
CTU Open Contest 2011
Intergalactic Mortgage
mortgage.c, mortgage.C, mortgage.java, mortgage.p
Many people on Earth want to solve their housing. When they have not enough money to
buy their house or flat, they get mortgage∗ from some bank and then they pay fixed monthly
payments until they redeem the mortgage.
You may think that paying mortgage for 30 years is a long time, but that is quite short time
compared to galactic mortgages. Aliens are not buying houses, but whole planets. Since planets
are a "little" more expensive, the mortgage periods are longer.
The mortgages work the same way for aliens as for us earthlings. If an alien wants to buy
a planet, he comes to GCB (Galactic Central Bank) to borrow an amount of X . Bank offers
a mortgage with the interest rate r% p.a. (= "per year"). Interests are computed at the end of
each month (1 alien year has 12 months). At the end of every month, the current debt is raised
by (r/12)% and then the alien pays back to bank some fixed amount Y , which is subtracted
from the debt.
Because of intergalactic financial crisis, bank rules are quite strict. Every mortgage must start
on the first day of a year. If an alien does not pay enough money to cover the principal and
interests within first N years, the bank will then confiscate his planet.
On the other hand, galactic employment works quite nice. Once you have a job, you are
guaranteed to have it forever. An alien can give the same amount Y at the end of each month
for the whole mortgage period.
Your task is to decide whether an alien is able to pay his mortgage or not.
Input Specification
The input contains several test cases. Each test case is described by a line containing numbers
X , Y , N , r separated by space. X is principal (the initial amount borrowed), Y is the monthly
payment (paid at the end of each month), N is number of years in which the alien is required
to pay the mortgage, r is interest rate p.a. in percent.
X , Y are integer numbers (1 ≤ X, Y ≤ 1 000 000 000). N is integer number (1 ≤ N ≤ 10 000).
r is float (0 ≤ r ≤ 100, 2 digits precision). Values X , Y , N , r for each test case were chosen so
that even if the alien would not pay anything for the whole time, the resulting debt after N year
would be at most 1025. Also, the precision of double should be sufficient for most computations
(differences in the rate less then 10-8% will not affect the result).
The last test case is followed by a line containing four zeros.
∗
hypot´ka
e
Output Specification
For each test case output "YES" if the alien can pay the mortgage within N years and "NO" if
his salary is too small to pay the mortgage on time.
Sample Input
10000 500
2 5.00
10000 400
2 5.00
10000 245
100 30.00
321321321
2895492 11 3.23
0000
Output for Sample Input
YES
NO
NO
NO
